The Magnifying Glass and the Sun
No Comments »Creating Business Focus by Delegating to Experts When I was a young boy, my grandfather passed on the age-old wisdom of the power of “The Magnifying Glass and the Sun”. That day I spent an hour trying to harness the sun and start a fire on a small piece of newspaper-and did not succeed. What [...]
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No Minimum Distributions in 2009!
No Comments »It’s official. The Worker, Retiree and Employer Recovery Act of 2008 was signed by President Bush. The new law, which was designed to help alleviate the financial burden facing investors in this economic downturn, suspends the current requirement for mandatory withdrawals from retirement accounts at age 70 ½ and allows the money to remain invested [...]
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Effective Marketing Begins at the End
No Comments »If you are like many marketers, your decisions are based on what you’ve done in the past, what your competition is doing, or worse yet – you advertise because you feel like you “…just have to advertise.” There is a better way. Dr. Stephen R. Covey writes that the ability to “Begin with the End [...]
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Should You Delay Receiving Social Security?
No Comments »You worked for decades and contributed a lot of your hard-earned money into the social security system. And now you may be wondering when is the time to start drawing on those benefits? The question seems simple enough. The answer, however, hinges on several factors. The Basics: You can start collecting social security benefits anytime [...]
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Reduce Anxiety to Increase Sales
No Comments »I came across a great article recently titled Reducing Customer Anxiety About Products on Product Pages that described how to increase conversions on your e-commerce site. Though this article focused on reducing anxiety with e-commerce sites, it was a great piece of advice for many different types of web sites. Successful businesses need to have [...]
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New Year Resolutions
No Comments »With the coming of the New Year, we all tend to look for New Year’s Resolutions. Things we want to accomplish in the New Year, or things we did not do in the old year. One thing you should consider is your insurance coverage. Most people buy a policy and assume they are covered for [...]
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The Staggering Cost of Insuring Teen Drivers
No Comments »Ask any parent who has just added a kid to the family’s insurance policy and they’ll tell you how expensive it is to have a teen behind the wheel. But the overall cost of teen driving is as tragic as it is staggering. According to a recent report from AAA, car accidents involving drivers 15 [...]
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Higher Insurance Premiums in 2009?
No Comments »I have been forecasting a hardening of the market due to underwriting losses. The sudden down turn of the financial markets will serve to only hasten the arrival of the hard market. On Oct 20, Progressive announced net realized pre-tax losses in the investment portfolio of 1.36 billion dollars for the months of Aug. and [...]
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Choosing the right bank can save you time and money
No Comments »When the economy is struggling, it’s important to look for ways to save money wherever you can. One way to do that is to reevaluate your current banking relationship. While everyone’s needs vary slightly when it comes to the products and services they require from a financial institution, there are several considerations everyone needs to [...]
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Pool and Trampoline Dangers
No Comments »Protect Yourself from Pool and Trampoline Dangers Did you know that many home insurers won’t cover customers with trampolines and have restrictions for those with a pool? Check with your insurance agent before buying a trampoline or pool — and let your agent know if you’ve already purchased one. If you file an insurance claim [...]
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