Homeowners Policy: 13 Questions

October 24th, 2008

13 ESSENTIAL QUESTIONS YOUR AGENT SHOULD ANSWER BEFORE YOU BUY YOUR HOMEOWNERS POLICY

  1. What is the financial rating of the company you are recommending?
  2. Do you represent more than 1 company?
  3. Do I have a replacement cost policy?
  4. If yes, is it guaranteed or extended replacement cost?
  5. How did you determine the replacement cost of my home?
  6. Can I see the worksheet?
  7. How do you know the quality of claims service the company you are recommending provides?
  8. What do you do to help your clients prevent a claim?
  9. How do you prepare your clients for a claim so that they get the settlement they deserve?
  10. How do you educate your clients about their coverage and coverage gaps?
  11. Do you have an emergency contact program?
  12. Do you have a “Just Keep Talking” contest for your clients?
  13. What is the Price?

Don’t be unlucky. Get all 13 answered!

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