Auto Policy: 13 Questions

October 24th, 2008

13 ESSENTIAL QUESTIONS YOUR AGENT SHOULD ANSWER BEFORE YOU BUY YOUR
AUTO POLICY

  1. What is the financial rating of the company you are recommending?
  2. Do you represent more than 1 company?
  3. What liability limit are you recommending and why?
  4. What deductibles are you proposing?
  5. What medical payment limit are you recommending?
  6. Do I have rental reimbursement?
  7. Am I covered if I rent a car? If yes, is the rental car covered for loss of use?
  8. How do you know the quality of claims service the company you are recommending provides?
  9. How do you prepare your clients for a claim so that they get the settlement they deserve?
  10. How do you educate your clients about their coverage and coverage gaps?
  11. Do you have an emergency contact program?
  12. Do you have a “Just Keep Talking” contest for your clients?
  13. What is the Price? What is your loss ratio?

Don’t be unlucky. Get all 13 answered!

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